The City of Pharr is proud to offer a comprehensive and attractive benefit plan composed of the following:
Retirement Benefits
Eligible City of Pharr employees are automatically enrolled in the Texas Municipal Retirement System (TMRS). TMRS funds consist of an employee and employer deposits. Currently, the City of Pharr submits employees’ deposits at a rate of 7% of gross compensation and the city deposits a match at a rate of 2-1. Employees are fully vested after five years of employment.
Texas Municipal Retirement System
| Provider | Texas Municipal Retirement System http://www.tmrs.com 1-800-955-7736 |
| Payroll Deductions | 7% (Mandatory deduction for full-time permanent employees only) |
| 2 to 1 match by the City of Pharr |
Medical Plan
Eligible employees of the City of Pharr are enrolled in a Preferred Provider Organization (PPO) medical plan administered by United Healthcare (UHC) on the first of the month following their hire date at no cost to the employee. Employees are responsible for paying deductibles, coinsurance, and copayments. Employees may voluntarily purchase coverage for their spouse and dependent at a competitive group rate.
Health Insurance
| Provider | United Healthcare http://www.myuhc.com 1-866-633-2446 |
| Choice Plus Plan: | |
| Payroll Deductions | Employee Only: $16.97 per month Employee + Spouse: $239.61 per month Employee + Children: $221.42 per month Employee + Family: $458.05 per month |
| Coverage | In Network: 80/20 Out of Network: 60/40 |
| Deductibles | In Network: $750 Individual, $1,500 Family Out of Network: $3,000 Individual, $9,000 Family |
| Max Out of Pocket | In Network: $2,000 Individual, $4,000 Family Out of Network: $4,000 Individual, $12,000 Family |
| Co-Pay | Primary Care: $35 per visit Specialist Physician: $35 per visit Emergency Room: $125 per visit |
| Prescriptions | Retail 30 Day Supply: Tier 1: $15 Tier 2: $30 Tier 3: $45 |
| Mail Order Up To 30 Days Supply: Tier 1: $30 Tier 2: $60 Tier 3: $90 |
Transparency in Coverage Rule
UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of the City of Pharr.
To link to the Machine-Readable Files, please click on the URL provided: transparency-in-coverage.uhc.com
Healthiest You
Eligible employees and their dependents are enrolled in Teladoc services available 24hrs a day/7 days a week at no cost to the employee. Physician network can diagnose, treat, and prescribe with no consult fees, anytime and anywhere.
Teladoc
| Provider | Healthiestyou http://www.member.healthiestyou.com 1-866-703-1259 |
| Payroll Deductions | 0, provided at no cost to all Full-Time employees and their dependents/spouse |
Life Insurance & Accidental Death & Dismemberment Insurance (AD&D)
Life Insurance & Accidental Death & Dismemberment Insurance (AD&D) A basic Life and AD&D insurance of $25,000 is provided by the employer at no cost to all eligible employees as part of life insurance program. Your AD&D insurance would pay benefits if you were to die or be dismembered in an accident in the amounts listed above.Employees may also voluntarily purchase life insurance coverage on their spouse and dependents.
Basic Life, Voluntary Life, AD&D and Disability Insurance
| Provider | Mutual of Omaha www.mutualofomaha.com 1-800-775-8805 |
| Payroll Deductions | Basic Life + AD&D Employee Only: 100% Paid by City of Pharr for full-time regular employees. Basic Life + AD&D Employee + Dependents/Spouse: $1.20 per month |
| Benefits | Basic Life + AD&D Employee: $25,000 Employee, $5,000 Spouse/$2,500 Dependents |
Employee Assistance Plans (EAP)
The City of Pharr provides employees and their eligible household members a confidential, no cost program that can help reduce stress, get healthier and improve overall quality of life.
Employee Assistance Program
| Provider | Employee Connect – Lincoln Financial Group Employee Connect Flyer 888-628-4824 |
| Payroll Deductions | $0, provided at no cost to Full-Time employees |
Deferred Compensation Plans
City of Pharr provides employees the opportunity to participate in optional 457b Deferred Compensation Plans to supplement their retirement.
I.C.M.A. Deferred Compensation Plans
| Provider | ICMA RC http://www.icmarc.org/ |
| Payroll Deductions | $10.00 minimum contribution per pay-period and the maximum per-year is $18,000 |
Voluntary & Supplemental Benefits
The City of Pharr makes available a variety of additional supplemental products paid 100% by employee to fill in the gaps caused by increasing deductibles, co-payments and out-of-pocket healthcare costs.
Dental Insurance
| Provider | Ameritas http://www.ameritasgroup.com 1-800-487-5553 |
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| Low Plan: | High Plan: | |
| Payroll Deductions | Employee Only: $20.52 per month Employee + 1: $36.72 per month Employee + Family: $57.96 per month |
Employee Only: $29.32 per month Employee + 1: $51.68 per month Employee + Family: $82.80 per month |
| Coverage | Preventative Procedures: 100% Basic Procedures: 80% Major Procedures: N/A Orthodontia: N/A |
Preventative Procedures: 100% Basic Procedures: 80% Major Procedures: 50% Orthodontia: 50% |
| Deductibles | Preventative Procedures: $0 Basic & Major Procedures: $50 |
Preventative Procedures: $0 Basic & Major Procedures: $50 |
| Maximums | Per Person: $750 per calendar year Orthodontia Services: N/A |
Per Person: $1,000 per calendar year Orthodontia Services: $1000 lifetime maximum/50% |
Vision Insurance
| Provider | Ameritas http://www.ameritasgroup.com 1-800-487-5553 |
| Payroll Deductions | Employee Only: $8.92 per month Employee + 1: $14.36 per month Employee w/Family: $19.64 per month |
| Coverage | Vision Exams: $10 Copay Materials: $25 Copay |
Supplemental Insurance
| Provider | Colonial Life https://www.coloniallife.com/ 1-800-325-4368 Lincoln Financial https://www.lfg.com/public/individual 1-800-423-2765 UNUM https://www.unum.com/ 1-800-635-5597 |
| Payroll Deductions | Premiums vary depending on policy type and level |
| Coverage | Cancer(Colonial) Accidental (Colonial) Hospital Confinement (UNUM) Critical Illness (UNUM) Whole Life (UNUM) Short Term Disability (Lincoln Financial) Long Term Disability (Lincoln Financial) |
Medical Transport
| Provider | MASA MTS http://www.masamts.com 1-800-423-3226 |
| Payroll Deductions | $9 per month/$14 per month Emergent Plus/$39 per month Platinum |
Flexible Spending Account (Medical & Dependable)
| Provider | Alt Bently Yates Benefit Administrators http://www.abybenefits.com 1-877-731-6258 |
| Payroll Deductions | Minimum $10 per pay period up to max of $2,600 per year for Medical FSA Minimum $10 per pay period up to max of $5,000 per year for Dependent FSA |
Prepaid Legal and Identity Protection
| Provider | Legal Shield http://www.legalshield.com 1-800-654-7757 |
| Payroll Deductions | $8.48 Employee/ $9.48 Family |
| Provider | IDShield http://www.idshield.com 1-800-654-7757 |
| Payroll Deductions | $4.48 Employee/ $9.48 Family |
Pet Insurance
| Provider | Nationwide 1-877-738-7874 |
| Payroll Deductions | Premiums vary depending on quote provided at time of registration. |
Additional Employee Benefits
| Workers Compensation Insurance | Texas Municipal League Intergovernmental Risk Pool |
| Vacation Benefits | 1 – 19 Years of Employment: 15 days per year 20+ Years of Employment : 20 days per year |
| Sick Leave | 15 days per year |
| FMLA Leave | 12 weeks of job protected leave to eligible employees who have worked for the City at least one year, with 1,250 hours over the previous 12 months. |
| Holidays | 11 days per year New Year’s Day Good Friday Memorial Day Independence Day Labor Day Veteran’s Day Thanksgiving Day Thanksgiving Friday Christmas Eve Christmas Day New Year’s Eve |
| Pay Procedures | Bi-weekly |
| Probation Period | There is a 6-month probation period for all new hired employees with the exception to the civil service police and fire personnel. |
